Car Crash Myths You Never Should Take Seriously

It’s vital to know what you’re up against if you are in a car accident in Oregon. Unfortunately, there is a lot of bad information online that can mislead you. Please beware of the car crash myths below. 

If you have serious injuries from the accident, the best thing to do is contact skilled auto accident injury lawyers.

First, many believe that their auto insurance will pay for all their injuries. You may think that if you didn’t cause the accident, your insurance will pay for your injuries, lost work time, medical bills, and pain and suffering.

But you should remember that your insurance company is trying to pay as little as they can, even though you’re their client.

In Oregon, your insurance will probably need to pay for the first few thousand dollars of coverage for your injuries. But after that, they will likely fight to pay anything else, and you will need to go after the other insurance company for compensation.

Second, if you were hit from behind at a red light, you may assume that the other driver will be fully responsible. Again, it’s not always true. If you stopped suddenly for no reason or didn’t have a working brake light, they may argue that you were to blame.

Even if the other driver is clearly at fault, it’s not unusual for the insurance company to drag their feet and try to find you partially at fault. This is another time when you should have auto accident injury lawyers ready to fight for you.

Third, you’re a responsible person and have auto insurance, but not everyone does. In fact, some states have up to ¼ of drivers who don’t have insurance. Some drivers get insurance when they renew their registration and cancel it the next day.

This is why it’s important to have uninsured and underinsured driver coverage. If you have this important coverage, your own policy will pay for your damages, up to a certain amount.

It’s usually wise to have extra coverage in this area, especially if you have a lot of assets. You never know when an uninsured driver will hit you and you’re stuck with the bill.

Next, you shouldn’t believe that even your OWN insurance adjuster is on your side. Yes, he or she will be nice to you, but they want to have the insurance company – their employer- pay as little as possible. In fact, adjusters usually get bonuses for ensuring a case results in a lower payout.

You should use good auto accident injury lawyers in your case if you have serious injuries that require weeks of recovery and a hospital stay. You will end up with more money and less stress if you have a professional help you.